Last updated: 1 February 2026.
Terms & Conditions
These Terms & Conditions govern access to and use of kiopfasf.com, owned by Kiopfasf S.A., RUC 1792856347001, with registered office at Av. República de El Salvador N36-84 y Moscú, Quito, Ecuador. Use of the site implies full acceptance of these conditions.
1. Nature of the site
Kiopfasf.com is an educational and informational website devoted to sharing content about real estate crowdlending in Ecuador. The site does not constitute a public offering of securities, nor personalised financial, legal or tax advice.
2. Information about the company
Kiopfasf S.A. is a public limited company incorporated in Quito on 14 January 2026, registered with the Quito Commercial Registry under number 2026-014 and authorised by the Superintendencia de Compañías, Valores y Seguros of Ecuador under resolution SCVS-INC-2026-0218.
3. Permitted use
The user undertakes to use the site in accordance with Ecuadorian law, morality and good customs, refraining from any action that may harm the image, interests or rights of Kiopfasf S.A. or third parties.
4. Intellectual property
The texts, photographs, designs, trademarks, logos and other contents of the site are the property of Kiopfasf S.A. or its licensors. Total or partial reproduction without written authorisation is prohibited.
5. Newsletter and communications
By subscribing to the newsletter, you authorise Kiopfasf S.A. to send you electronic communications related to real estate crowdlending. You can unsubscribe at any time via the link included in every email.
6. Limitation of liability
Kiopfasf S.A. does not guarantee the absolute accuracy or permanent updating of the contents. The historical performance of the projects mentioned is not a promise of future returns.
7. Third-party links
The site may include links to pages operated by third parties. Kiopfasf S.A. is not responsible for the content or privacy policies of those sites.
8. Modifications
Kiopfasf S.A. may amend these Terms & Conditions at any time. The current version will be published on this page together with its update date.
9. Governing law and jurisdiction
These Terms are governed by Ecuadorian law. Any dispute shall be submitted to the civil courts of the Quito canton, Ecuador, with express waiver of any other jurisdiction.