Last updated: 1 February 2026.

Privacy Policy

This Privacy Policy describes how Kiopfasf S.A., RUC 1792856347001, with registered office at Av. República de El Salvador N36-84 y Moscú, Quito, Ecuador, collects, uses, stores and protects personal data of visitors to kiopfasf.com, in accordance with Ecuador's Organic Law on Personal Data Protection (Official Gazette Supplement 459 of 26-V-2021) and its 2023 Regulation.

1. Data controller

The data controller is Kiopfasf S.A., RUC 1792856347001. You can reach us at hola@kiopfasf.com or by postal mail at the address shown above.

2. Data we collect

We collect the data you voluntarily provide when subscribing to the newsletter (name and email) and the technical data generated by your browser (IP address, cookie identifiers, pages visited, time of visit and device type).

3. Purposes of processing

We use your data to send you our monthly newsletter, respond to your enquiries, measure site performance via analytics tools, comply with legal obligations and prevent fraud.

4. Legal basis

We process your data on the basis of your explicit consent (newsletter and non-essential cookies), the fulfilment of legal obligations (accounting and tax records) and the legitimate interest of Kiopfasf S.A. to maintain the security and traceability of the site.

5. Retention

We retain your data for the duration of your newsletter subscription and, thereafter, during the legal limitation period for potential claims (up to 7 years) or the period required by Ecuadorian tax regulations.

6. Recipients

We do not sell your data. Our technology providers (web hosting and email delivery tools) may access them under data processing agreements, as may the competent authorities when required by law.

7. Rights of the data subject

You may exercise your rights of access, rectification, deletion, opposition, portability and withdrawal of consent at any time by writing to hola@kiopfasf.com. You may also file complaints with the Superintendencia de Protección de Datos Personales of Ecuador.

8. International transfers

Some providers may host your data outside Ecuador. In such cases we require adequate safeguards in accordance with Ecuador's Organic Law on Personal Data Protection.

9. Security

We apply reasonable technical and organisational measures: HTTPS encryption, access controls, backups and audit logs.

10. Changes

We may update this policy when regulations or our processes change. The date of the last update is shown at the top of this document.

Kiopfasf

Educational platform on real estate crowdlending in Ecuador.

Contact

Legal name: Kiopfasf S.A.

RUC: 1792856347001

Incorporated on 14 January 2026 before the 18th Notary Office of the Quito canton; registered with the Quito Commercial Registry under Nº 2026-014.

Authorised by the Superintendencia de Compañías, Valores y Seguros of Ecuador under resolution SCVS-INC-2026-0218 for educational and outreach activities about crowdlending-based collective financing.

Any disputes arising from the use of this site are submitted to the civil courts of the Quito canton, Ecuador.

Year of incorporation: 2026.

© 2026 Kiopfasf S.A. All rights reserved.

kiopfasf.com